American Journal of Theoretical and Applied Business

Volume 3, Issue 1, March 2017

  • Market Concentration and Efficiency of Indian Commercial Banks

    Jayachitra Thiruvaiyaru Anantharaman, Kallanmarthodi Geetha

    Issue: Volume 3, Issue 1, March 2017
    Pages: 1-10
    Received: 6 March 2017
    Accepted: 2 May 2017
    Published: 22 May 2017
    Abstract: The Indian banking industry is going through a period of intense change, where liberalized business environment has affected the banking business by way of increasing competition, rising customer expectations, shrinking spreads and increasing disintermediation. Ongoing changes in the structure of Indian banking are clearly visible. This paper inves... Show More
  • Credit Risk Assessment Utilizing Data Reduction Technique for Individual Loaning in Financial Institutes (Case Study: Tejarat Bank, Rasht, Iran)

    Abbas Mahmoudabadi, Matin Mehrshad, Mohammad Reza Aminnaseri

    Issue: Volume 3, Issue 1, March 2017
    Pages: 11-17
    Received: 16 March 2017
    Accepted: 25 April 2017
    Published: 30 May 2017
    Abstract: Because of the nature of the financial and economic activities and they are practically accompanied with a degree of risk., banks are usually dealing with many risks, including operational, marketing, interest rate, etc. Since, credit risk has significant effects on financial banks activities in terms of loaning profits, the risk of repayment indiv... Show More